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Certificate of Deposit Special 22-Month CD 1.15% APY* $25,000 Minimum Balance *APY = Annual Percentage Yield. Rate effective as of 3.2.2012. Rate paid until maturity. Penalty for early withdrawal. Interest compounds annually.   ***IMPORTANT DISCLOSURE REGARDING DEPOSIT INSURANCE ON NONINTEREST-BEARING TRANSACTION ACCOUNTS*** Notice of Availability: Settlers bank follows the standards for licensing and registrations established by the Safe and Fair Enforcement for Mortgage Licensing Act of 2008. To obtain information on employees who originate residential mortgage loans and are registered with the Nationwide Mortgage Licensing System and Registry, please contact: Human Resource Officer, 4021 Meridian Dr., Windsor WI 53598

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