Deposit Rates
All Rates Effective: 01.03.2012 

Sb Business and Personal Certificate of Deposit Rates

*APY=Annual Percentage Yield. Penalty for early withdrawal. Rate will be paid until maturity. Interest compounds annually.

Term
APY* 
Interest Rate 
3 Month  .25%

.25%

6 Month  .35% .35%
9 Month  .45% .45%
1 Year  .55% .55%
2 Year  .75% .75%
3 Year  1.00% 1.00%
4 Year  1.30% 1.30%

$2500 Minimum Deposit Required
*APY = Annual Percentage Yield
Penalty for early withdrawal.
Rates will be paid until maturity.
Interest compounds annually.


Sb Business Money Market Rates

Tier 
BUSINESS Money Market 
  APY*  Interest Rate 
$0.00–
$2,499.99 
.15% .15%  
$2,500–
$24,999.99 
.30%   .30%  
$25,000–
$49,999.99 
.40%   .40%  
$50,000– $89,999.99  .50%   .50%  
$90,000+  .60%   .60%  
$1000 Minimum Deposit Required
*APY = Annual Percentage Yield
Fees could reduce earnings.
Interest compounds monthly.


Business Interest Checking and
Community Premium Interest Checking

APY* 
Interest Rate 
.15%  .15%
$1000 Minimum Deposit Required
*APY = Annual Percentage Yield
Fees could reduce earnings.
Interest compounds monthly.

Business Savings

APY* 
Interest Rate 
.20%  .20%
$100 Minimum Deposit Required
*APY = Annual Percentage Yield
Penalty for early withdrawal.
Fees could reduce earnings.
Interest compounds monthly.

Personal Interest Checking

APY* 
Interest Rate 
.15%  .15%
$1000 Minimum Deposit Required
*APY = Annual Percentage Yield
Fees could reduce earnings.
Interest compounds monthly.

Personal Savings

APY* 
Interest Rate 
.20%  .20%
$100 Minimum Deposit Required
*APY = Annual Percentage Yield
Fees could reduce earnings.
Interest compounds monthly.

Sb Personal Money Market Rates

Tier 
Money Market 
  APY*  Interest Rate 
$0.00–
$2,499.99 
.15%  .15%  
$2,500–
$24,999.99 
.20%   .20%  
$25,000–
$49,999.99 
.40%   .40%  
$50,000– $89,999.99  .50%   .50%  
$90,000+  .60%   .60%  
*APY = Annual Percentage Yield
$1000 Minimum Deposit Required 
Fees could reduce earnings.
Interest compounds monthly.


All Checking, Savings, & Money Market rates subject to
change after account opening.